This is applied as a percentage of the daily net assets of the variable sub-accounts. Learning about how annuities work is essential for determining whether or not a. Pacific Life has been helping clients to grow and protect wealth for nearly a century and a half. So, if you have questions – or if you’d like to discuss whether or not an annuity is right for you – contact us at (888) 440. We. The money in this annuity – as with other types of deferred annuities – grows on a tax-deferred basis. The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 7 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that. This quiz takes about 30 seconds to fill out and will help you identify which type of annuity may be right for you. 20% for a single Life or 2. That’s why we work with consumers to help them better understand how annuities work, and how certain annuities may or may not be right for particular goals and needs. Annual withdrawals of 3. This annuity offers a unique advantage – particularly if the Income Aspect Income Rider is added, which can offer the power of a 10 percent simple interest crediting rate. Your personal info might be collected and sold to a random insurance. We Investigate Annuities So You Don’t Have To. The Annuity Gator’s End Take on the Jackson National Perspective L Series Variable Annuity Where it works best: When considering the Jackson National Perspective L Series annuity, it can typically work best when an investor wants to be invested for market growth – and wants the ability to diversify – and still wants the opportunity for. Use the form on our website and one of the AnnuityGator. This has led some to complain publicly. 5%. At Annuity Gator, we take the frustration out of shopping for annuities. com Visit this website Write a review 4. Guaranteed lifetime income stream. With our proprietary Annuity Software we can: Back-test the annuity against 50 years of previous stock market history. Share your videos with friends, family, and the worldMYGA Plus. This annuity requires a minimum initial purchase payment of $25,000 with minimum subsequent premium payments of at least $1,000. Multi-year Guaranteed Annuities (MYGAs) are a type of fixed annuity that provide a set interest rate for a certain period of time (typically anywhere from three to ten years). Overall fixed index annuity sales. Annuity Gator is a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. The Annuity Gator’s End Take on the New York Life Annuity: Guaranteed Lifetime Income Where this annuity works best: Although an immediate annuity may not be the ideal solution for everyone’s needs, this product could be a good option for you if you are seeking the following key benefits:My name is Kyle Morgan. If you’re still considering the Navigator Elite MVA annuity from. The Annuity Gator’s End Take on the Transamerica Income Edge 1. Date of experience: February 09, 2021The Annuity Gator’s End Take on the Prudential PruSecure Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of. Learn More About Me. Where it works best: For producing a reliable, “pension-like” guaranteed income stream. With that in mind, some of the key advantages to purchasing through Canvas Annuity could be: Convenience (the entire transaction can take place online) Low or no feesWelcome to Annuity Gator, your online portal to the most comprehensive, unbiased reviews of annuity products today. Independent Review of the Voya Life Guarantee Choice Fixed Deferred Annuity . A 200% guaranteed withdrawal benefit that guarantees to double your income, provided that you wait until the later of 12 years or age 70 to begin taking your withdrawals. David was extremely helpful from start to finish. My name is Ryan McNeill. Fixed index annuities are a type of fixed annuity. But that’s not all. My name is Matthew Taub. com team members will personally. At Annuity Gator, we are a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. I help clients all over the country find ways to. There are some other key features to consider with the. 0 Annuity Where this annuity works best: This annuity could be a viable option for you, provided that you: Are seeking the opportunity for higher return; Have a high tolerance for risk; Want the ability to boost your lifetime income in retirementThe Athene Ascent fixed indexed annuity is primarily designed for those who will need income in ten years or more, and who want to obtain guarantees with growth potential. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. The Annuity Gator’s End Take on the Midland National MNL Guarantee Ultimate ll 5 Year Annuity Where it works best: This particular annuity will typically work the best for those who are looking for the following benefits: A short-term interest rate guarantee – in this case, five years; Safety of principal; Guaranteed lifetime incomeThe Annuity Gator’s End Take on the Securian MyPath Ascend 2. The Annuity Gator’s End Take on the Upstream Life Secure Foundation Annuity Where this annuity could work best: Principal protection for a pre-set period of time – no matter what takes place in the stock market; Guaranteed lifetime income stream; Guaranteed interest rate protection (also for a specific period of time)The Annuity Gator’s End Take on the American Equity Guarantee 5 Multi-Year Guarantee Annuity Where this American Equity annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. The Annuity Gator’s End Take on the Western United Life Navigator Elite MVA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. It is rated highly by the insurer rating agencies, with an A- (Excellent) from A. The Annuity Gator’s End Take on the Pacific Life Pacific Index Edge Fixed Indexed Annuity Where it works best: Although this annuity may not be the ideal option for everyone, it could be a good alternative if you are seeking the following features: The opportunity for higher growth than that of a regular fixed annuity productThe AccumuLock Indexed Annuity from Farm Bureau is no different. But it will typically work the best for those who are seeking the following attributes:The Annuity Gator’s End Take on the Lincoln Impact Advantage Fixed Index Annuity Where it works best: Although this annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: The option for market index-linked growth; Protection of your principal; Guaranteed income in retirementWhile an annuity can provide you with a stable income source in retirement, not all annuities operate the same. With that in mind, some of the key advantages to purchasing through Canvas Annuity could be: Convenience (the entire transaction can take place online) Low or no fees Welcome to Annuity Gator, your online portal to the most comprehensive, unbiased reviews of annuity products today. This annuity tracks the S&P 500 index. The Annuity Gator’s Take on the American Equity Foundation Gold Annuity Where it works best:At Annuity Gator, we make up a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. If you’re still considering the FG Guarantee Platinum 7. So, if you are still considering the. In the case of the LiveWell 10-Year Fixed Index Annuity from Sammons, you will find that if you choose to add the optional guaranteed lifetime withdrawal benefit, there is an additional fee involved. The Annuity Gator’s End Take on the NCIT – American Funds Lifetime Income Builder TDS The NCIT – American Funds Lifetime Income Builder is a new, hybrid financial vehicle. For instance, this annuity has ten years of back-end surrender charges. The Annuity Gator’s End Take on the Index Advantage Annuity from Allianz Life Where it works the best: For accumulating funds, without the risk of a catastrophic loss to the contract value For adding money to a tax-advantaged account – especially if other options such as an IRA and/or employer-sponsored retirement plan has been maxed out. The Annuity Gator’s End Take on the American Equity Bonus Gold Annuity Review Where it works best: For producing a reliable, “pension-like” guaranteed income stream (although there are other annuities with higher guaranteed income at this time) For producing an income for life that cannot be outlived by a surviving spouse Annuity details can be somewhat cumbersome to digest. These charges will start at 9% and grade down each year until year ten. Learn More About Me. 2 billion in equity. The Annuity Gator’s End Take on the Kansas City Life GrowthTrack Flexible Deferred Fixed Annuity Where this annuity works best: While it admittedly has a few flaws, the GrowthTrack Flexible Deferred Fixed Annuity from Kansas City Life Insurance Company could still be a viable option for those who are seeking the following benefits:Throughout the years, the company has merged and grown into a large insurance and annuity marketplace that now generates in excess of $250 million in new premiums each year, and (as of year-end 2018), held more than $530 million in total assets. The NWL Global Lookback is a Fixed Index Annuity very different than anything I’ve seen on the market. The Annuity Gator’s End Take on the American National Palladium Century 1 Annuity. You can compare and research over 100 retirement annuities without meeting with a sales agent, and get personalized and customized strategies. All of this adds up to the Annuity Gator commitment that you’ll get peace of mind knowing how much you need to comfortably retire and — which annuities can provide you the highest guaranteed benefits. The Annuity Gator’s End Take on the Athene Agility 10 Annuity Where it works the best: The Athene Agility 10 Year Fixed Indexed annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth;The Annuity Gator’s End Take On The Prudential Variable Annuity. The Annuity Gator’s End Take on the Mass Mutual RetireEase Choice QLAC Where it works best: Although the Mass Mutual RetireEase QLAC may not be right for everyone, this product could be a good option for those who: Are anticipating a long life; Require an income source later in life; Want to ensure that a spouse has guaranteed income later in. In addition, there is an annual service charge of $35, up to a maximum of $50. Dynamic Balanced Index II May 2016 – April 2017. have an annuity question? Our Advisors. That is because you can count on a set amount of income for as long as you need it – no matter how long that may be. Plus, if you take withdrawals from the annuity before you turn age 59 1/2, you could also incur an additional 10% early withdrawal penalty from the IRS. Ameritas describes the Compass Index Annuity as a product that offers the following benefits: Upside potential. The Annuity Gator’s End Take on the Prudential Premier Retirement B HDI v3. Fixed, variable, and indexed annuities all offer the opportunity to convert, or “annuitize”, and generate a stream of income for a set time period, or even for the remainder of your lifetime. At Annuity Gator, our mission is to educate consumers about how annuities work, and how they can provide you with the worry-free retirement you deserve. In other words, this product is a variable and index-linked annuity contract that provides for the accumulation of retirement savings, on a tax-deferred basis. This annuity offers an initial rate guarantee of four years that begins on the issue date of the annuity contract. The annual charges for these are 0. These begin in Year 1 at 9%, and they gradually grade down to . My name is Mike Kalisch, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. The Annuity Gator’s End Take on the Northwestern Mutual Select Platinum Annuity Where it works best: There are several areas where this annuity could work well, such as for those who are seeking: Protection of principal – regardless of what occurs in the market A set interest rate for a guaranteed period of timeOur experts place a key focus on retirement income and related needs. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. product was identified and. The Annuity Gator’s End Take on the Allianz Master Dex 10 Fixed Indexed Annuity Where it works best: This annuity may work the best if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirementAt Annuity Gator, we focus on educating consumers (and financial professionals) on how annuities work, and where certain types of annuities might fit into an overall retirement plan. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. The Annuity Gator’s End Take on the Global Atlantic Income 150+ Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guaranteeHere at Annuity Gator, we are a team of experienced financial pros who are intent on offering the most comprehensive and unbiased annuity reviews. The Annuity Gator’s End Take on the Symetra Select 5 Multi-Year Guaranteed Annuity Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. In this example, it is assumed that $100,000 is contributed to the MEMBERS Index Annuity up-front and that the index has a cap of 7%. The Jackson National Perspective II variable annuity has had its ups and downs throughout the years. The Annuity Gator’s End Take on the Fidelity Personal Retirement Variable Annuity Where it works best: There is no one-size-fits-all investment that is right for everyone. Best, and an A- (Strong) from Standard & Poor’s. 2. The Annuity Gator’s End Take on the Jackson National Life Action Fixed Annuity. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. The representative also went into detail and explained to me the pros and cons of my annuity. Which sounds really cool at first. 70% for joint life (both you and your spouse. Balanced safety and growth. As an example, the Jackson National Perspective II variable annuity prospectus includes updates that were included as of April 24, 2017. The Annuity Gator’s End Take on the American Classic Annuity from American Life Where it works best: This particular annuity will usually work the best for those who are looking for: Guaranteed lifetime income Safety of principal Slow and steady tax-deferred growth An interest rate guarantee for a set period of timeLearn More About Me. These indexes serve as benchmarks for market growth and determine the annuity’s returns during the contract term or term length. But, if you are leaning towards the Northwestern Mutual Fee Based Select Variable Annuity, then it could be a viable option for you if you are seeking. This is particularly the case with indexed annuity products like the Allianz 222, as they tend to have a lot of “moving parts”. This charge starts out at 7% in Year 1, and it gradually grades down to 1% in Year 7, until it eventually reaches 0% in Year 8 and beyond. 21% and 1. This annuity guarantees that these income payments will last for a specified period of time, or even for the remainder. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity recommendations; we are not beholden to any. We review annuity products nearly every day, so if you’ve got a question or want to have one annuity tested against another, we’re the people who can help. Annuity Gator is an annuity marketplace, allowing customers to compare to annuities to find the best option. A bonus of between 5% and 7% that can offer you growth – even in a down or flat market year. Annuity Gator Has Helped Countless Clients All Around The Country Purchase An Annuity. If you don’t have access to a 401 (k), you can still build wealth like a millionaire if you utilize best financial practices. At Annuity Gator, our focus is on educating consumers and financial advisors on how annuities work, and how they can be incorporated into a tax-advantaged savings and a retirement income plan. With this annuity, you can garner a number of nice benefits, including: The Milestone MYGA 5 offers a guaranteed fixed rate of interest for five years – regardless of what happens in the market. This annuity requires a minimum initial purchase payment of $25,000 with minimum subsequent premium payments of at least $1,000. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity. In this case, while longer terms will typically offer higher rates of return, shorter terms can help with managing market fluctuations better. Fixed annuities like the Secure Legacy MYGA product offer a great deal of certainty, even in an uncertain financial world. Where it works best: For investors who have a longer time frame. The Annuity Gator’s End Take on the NAC North American Guarantee Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal in any market condition; If you want a set rate of growth for a certain period of time, without the worry of losses in a volatile market The Annuity Gator’s End Take on Nationwide’s New Heights 10 Fixed Index Annuity. As with other variable annuity products, there are also additional charges, based on the underlying investments that are selected. As a source of guaranteed income delivered by a reputable company. This annuity is actually considered a registered index-linked annuity, or RILA, which offers 100% principal protection against market decline. 0 Variable Annuity Where the annuity works best: As a variable annuity, the Nationwide Life Destination Architect 2. My name is Mike Kalisch, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. The company held approximately $158 billion in total assets as of year-end 2017, as well as more than $11. Your broker or plan administrator can set this up for you. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. 0 if you: Own, or plan to purchase, an associated Prudential Premier variable annuity; Are looking for a way to attain guaranteed income for your life, no matter how long that may be American Equity Investment Life Insurance Company, the parent company of Eagle Life Insurance Company, has a strong financial footing, with more than $53 billion in assets. Despite the current volatility in the market and the low-interest. These updates include funds that have been merged into the annuity that was not previously available. I received a thorough understanding which left me at ease with a clear mind. The Annuity Gator’s End Take on the Great American Landmark 3 Fixed Index Annuity Where it works the best: Although this annuity comes with a number of nice benefits, it will typically work the best for those who are seeking the. Feel free to contact us any time to ask a question or set up a time to chat with an annuity specialist. How Do Annuities Work; What is a Retirement Annuity? What is Annuity Income? Annuity Types. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. 75% to 6%, depending on your age and the income option. 0 Fixed Index Annuity with Income Rider 1: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity;The Annuity Gator Podcast “Our podcast features ideas, tips and tricks to help you achieve your dream retirement. The Annuity Gator’s End Take on the American General Power Advantage 10 Fixed Index Annuity Where it works best: This annuity will typically work the best for those who are seeking: Safety of principal; The opportunity for additional, index-linked growth; Guaranteed lifetime income in retirement; Where it works worst:Opening Thoughts on the Perspective II Variable Annuity. send a question. I would like to thank Annuity Gator for their honesty, professionalism, and great expertise. After waiting 20 minutes, I called in to inquire what was going on, and then about 1/2 hour later, Brian called acting as if nothing were wrong. In addition, there is an annual service charge of $35, up to a maximum of $50. Despite the current volatility in the. The company is highly rated through the insurer ratings agencies, which includes a (n): A- from A. The opportunity for index-linked growth. Annuities are a unique product in that. We offer this testing for free at Annuity Gator. Given this, it is important to consider any annuity a long term financial endeavor. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. It may take a couple of days to be placed on our site, so please check back later this week or early next to read over the information on this. This company is known for its strong balance sheet, as well as good, solid capitalization levels and significant earnings base. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. Buffer annuities allow you to take part in the growth of one or more underlying market indexes (such as the S&P 500), while at the same time keeping your account from incurring a set amount of loss. S&P 500 Performance. When the underlying index performs well, a. 40%. Despite the current volatility in the market and the low. Despite the current volatility in the. Annuities Explained. The Solutions MYG6 annuity is described as a multi-year guarantee annuity (MYGA) that provides a guaranteed interest rate period of six years. The minimum fee for this feature is . Our primary focus is on helping consumers and financial advisors to better understand how these products work, and where annuities may or may not fit in the overall planning process. Annuity Gator helps people research and compare annuities with free information and advice from licensed professionals. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. Despite the current volatility in the. He took the time to educate me on the alternatives available in the field of annuities. An annuity is designed to give you income. The Annuity Gator’s End Take on the Pacific Life Frontiers ll Deferred Fixed Annuity Where it works the best: If you want to lock into a set interest rate (for a set period of time) If you want to ensure that your principal is safe; If you plan to use the lifetime income feature;At Annuity Gator, we focus on educating consumers and financial professionals on how annuities work, and where they may – or may not – fit in an individual’s portfolio. com team members will personally. As of year-end 2018, The State Life Insurance Company held roughly $8. The future results can be an essential factor, though, as they can ultimately make a difference in how your annuity performs – and in turn, how much income you can garner from the annuity in retirement. For instance, this annuity can provide you with a personal pension-like income. At Annuity Gator, our mission is to help people understand how retirement income works, and how it can alleviate the concern about running out of money in the future. M. Independent annuity professionals provide honest advice, better products and personalized products for your situation. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. This single premium fixed deferred annuity can provide long-term asset growth, with protection from care costs built directly into the annuity. 6%, with an account value of $110,000, which gives you an annual income for life of $5,160. 0 Fixed Index Annuity with Income Rider 1: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal The Annuity Gator Podcast “Our podcast features ideas, tips and tricks to help you achieve your dream retirement. At Annuity Gator, we can help you to narrow down which annuity is right for you – if. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. For. Our annuity experts are also available to answer any of the question or concerns that you. With a retirement annuity, you can grow your savings on a tax-deferred basis. Initial contact was expedient. How to get guaranteed increasing income for the rest of your life. Better to lock in a guaranteed lifetime income. Share Tweet Pin it Share. (Although up to $35 can be waived with net premiums paid or a policy value of $50,000 or more – and up to $50 can be waived if your policy value is $250,000 or more). As an income source for investors who have a longer timeline. The Annuity Gator’s End Take on the Great West Smart Track Advisor Variable Annuity Where it works best: The Smart Track Advisor Variable Annuity from Great West Financial can be a viable option for those who: Are seeking the opportunity for a higher rate of return; Have a higher risk tolerance, and can better endure the ups and downs of the. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. The Annuity Gator’s End Take on the Jackson National Elite Access Advisory Variable Annuity Where it works the best: For those who are seeking the opportunity for a higher rate of return; For those who have a higher tolerance for risk; Where it works the worst: If you have a low tolerance for risk; If you are seeking protection of principal The Axiom II annuity product also charges an annual mortality and expense fee (M&E) of 1. Annuity Gator is comprised of a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. 4 Comments . Learn More About Me. You can reach us by phone at (888) 440-2468, or you can send us an email via our secure online contact form. The Annuity Expert is an independent online insurance agency servicing consumers across the United States. The amount of this charge will depend on the interest rate guarantee that is chosen – either a 5-year, 7-year, or 10-year. My name is Zach Poitra. The Annuity Gator’s End Take on the AIG / American General American Pathway Annuity Where this annuity works best: This annuity may be a good product for those who are looking for the following benefits: A fixed rate guarantee. Annuity Gator Terry Heys, CEO of Annuity Gator This is where text would go about annuities and explaining the video telling people why annuities are the way to. Independent annuity professionals provide honest. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. The company states that annuities are generally best for investors between ages 50-75 with at least $100,000 in retirement savings. Buffer annuities allow you to take part in the growth of one or more underlying market indexes (such as the S&P 500), while at the same time keeping your account from incurring a set amount of loss. The Annuity Gator’s End Take on the Athene Income Select Bonus Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth; Safety of principal; A long-term commitment to the product;How the Solutions MYG 6 Annuity is Described. The Annuity Gator’s End Take on the Security Benefit ClearLine Fixed Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity Safety of principal Lifetime incomeHow USAA Describes the EGA Annuity. My name is Jason Siebert. Best. For producing an income for life that cannot be outlived by a surviving spouse. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Basically, it has an option that tracks 4 different equity indexes and after a year is complete it “looks back” at the four and allocates your money retroactively toward the index that performs the best. Annuity Gator. So, if you would like to set up a time to talk with an Annuity Gator retirement income expert, feel free to contact us by phone at (888) 440-2468 or via email, through our secure online contact form. For any annuity-related questions you may have, feel free to reach out to us directly at (888) 440-2468, or send us an email. S If you would like to read more of our VOYA Financial annuity reviews here is a link to check out: Voya Life Guarantee Choice Fixed Deferred Annuity . I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. For instance, the Better Business Bureau has given Athene an overall grade of C-. The Annuity Gator’s End Take on the American Equity Bonus Gold Fixed Indexed Annuity Where it works the best: This annuity may work the best for those who are looking for: Safety of principal; The opportunity for index-linked growth; Guaranteed lifetime income in. An accumulation vehicle for someone who needs access to their money. The company is not an annuities broker and it’s not an insurance company. This is the place to go if you are looking for comprehensive and up-to-date information on the kinds of annuities sold to investors today. These contributions are tax-deductible and they grow tax-deferred. For producing an income for life that cannot be outlived by a surviving spouse. The Annuity Gator’s End Take on the General American Power Select Plus Fixed Index Annuity Where it works the best: This annuity will typically work the best for those who are seeking: Safety of principal; The opportunity for additional, index-linked growth; Guaranteed lifetime income in retirement; Where it works the worst:These include the following: Annual contract fee (if the annuity’s contract value is below $25,000) – $30. The insurance company that offers the annuity that you select will then compensate us for helping you find the right annuity. The Annuity Gator’s End Take on the Sun America Polaris Variable Annuity Where it works best:According to the TIAA brochure, the Single Premium Immediate Annuity is a product that allows you to “build retirement income your way. These begin in Year 1 at 9%, and they gradually grade down to . 50% in Year 10, until they reach 0% in Year 11 and thereafter. I think Mr. Annuity Gator customer service is available. Annuity Gator. Learn More About Me. American Equity Investment Life offers a variety of annuities, including: Fixed Fixed Index Immediate Traditional fixed annuities can help you to. Here you’ll find truthful, clean and understandable information regarding annuities. 1 Sep 25, 2022 Date of experience: September 22, 2022 Joan Lunebach 4 US Apr 12, 2023 Verified Pleasant and super efficient . We have been doing this very well for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping. Watch Our Client CASE STUDY Video: See How We Helped One Couple Retire 5 Years Early, With A Complete Retirement Strategy (Make sure your sound is turned on, also please wait up to 10 seconds for the video to load)Here at Annuity Gator, we provide you with annuity reviews that are thorough and independent – so we are objective about the information that we offer. Annuity Gator connects its customers to a wide range of annuity providers. The smart way to get honest annuity guidance. Hi Diane – I wanted to follow up with you again and let you know that we have completed our review of the ForeAccumulation ll annuity. Learn More About Me. 00%. Just reach out to us by calling our annuity hotline at 888-440-2468 or fill out this confidential. My name is Brian Greco. The Annuity Gator’s End Take on the American National Strategy Index Annuity Plus 10 Where it works the best: This particular annuity will generally work the best if you are looking for: The opportunity to obtain a higher rate. This seemingly endless stream of annuity. Upstream Life is headquartered in Dallas, Texas. My name is Donna Lee. We can be reached by phone at (888) 440-2468 , or by sending us an. Your choice of interest rate guarantee periods. Annual withdrawals of 3. Annuity Gator sent 3 emails to confirm my phone appointment, but when the time came, their agent totally forgot about it. My name is Terry Ciotti, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. 5 trillion in total customer assets, and services approximately 26 million individual customers for which it transacts more than 1/2 million commissionable trades per day! Have an annuity question? Your information is 100% confidential and your email will never be spammed! Just a friendly response to answer your questions and help point you in the right direction. The Annuity Gator’s End Take on the Brighthouse Income Annuity While an immediate annuity may not be right for everyone, the Brighthouse Income Annuity could be a good option for you if you are seeking the following benefits: >A reliable income stream right away (or one that starts relatively soon after purchasing the annuity). My name is Robert ”Bob” Gardner. Annuity Gator Annuity Gator Reviews 350 • Excellent 4. The goal is to help you take the guesswork out of retirement planning and find the best insurance coverage at the cheapest rates. The Capital Bonus 2 Fixed Annuity is described by Horace Mann as a fixed product that offers non-guaranteed interest bonuses in the first two contract years. If you would like to see what is possible for you in terms of generating retirement income, based on your intended retirement age, feel free to contact the specialists at Annuity Gator by calling (888) 440-2468 or by. The contract also offers a 2% interest bonus in the first contract year and a 1% interest bonus in the second. 60% a year, and the maximum annual fee for the life of the contract is 2. In addition, based on the Wink Sales Rankings, Equitable’s Secure Savings 5 annuity was #1. The Annuity Gator’s End Take on the Lincoln Financial Lifetime Income Edge Fixed Index Annuity Where it works best: The Lincoln Financial Lifetime Income Edge Fixed Index Annuity may be a viable option for you if you are looking for: Protection of your principal; The potential for higher growth; A lifetime stream of guaranteed income The Annuity Gator’s End Take on the AXA Retirement Cornerstone Variable Annuity Where it works best: If you are considering the AXA Retirement Cornerstone annuity, it may work best for those who want to be invested for market growth – and also want the opportunity to diversify funds – along with having the opportunity for retirement. We look forward to hearing from you. What's the biggest question that you have about annuities? *. My name is William Seeley. The Annuity Gator’s End Take on the F&G Next Generation Accumulation Annuity – Power Accumulator Where it works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principalThe Annuity Gator’s End Take on the Midland National Life Paragon Plus 14 Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate. The Annuity Gator’s End Take on the American Equity Bonus Gold Annuity Review Where it works best: For producing a reliable, “pension-like” guaranteed income stream (although there are other annuities with. We can be reached via phone, toll-free, at: (888) 440-2468 , or you can send us a message through our secure online contact form to schedule a time to chat with one of our retirement income. Where it works best: For producing a reliable, “pension-like” guaranteed income stream. Each annuity review is written with the goal of publishing the most complete, unbiased annuity reviews available on the World Wide Web today. How EMC National Life Describes the Single Premium Annuity. Here, we strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. Where it works best: This annuity will generally work the best for those who are looking for: Safety of principal Slow but steady growth. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. schedule your web demo. M. The surrender charges on the Allianz Life 360 Annuity run for ten years – which is actually quite a long time, even in the annuity arena. (This annuity has a 7-year surrender charge period). The Annuity Gator’s End Take on the Athene Ascent Accumulator 10 Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the stock market; The opportunity for index-linked growth, as versus just a set (low) rate of returnThe Annuity Gator’s End Take on the EquiTrust Certainty Select Multi-Year Guarantee Annuity Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. The company is considered to be strong and stable financially, and because of that it has earned an A- (Excellent) rating from A. . According to the Jackson National Life Insurance Company brochure on the BonusMAX One annuity, this product is a flexible premium deferred fixed annuity that can provide you with the following benefits: Preservation of principal. The Annuity Gator’s End Take on the AXA Structured Capital Strategies Variable Annuity Where it works best: When considering the AXA Structured Capital Strategies annuity, it can often work best in scenarios where an investor wants to be invested in the market, but yet is concerned with taking on too much market risk. If you’re still considering the Safe Haven 5 annuity from Atlantic Coast Life Insurance. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. This, and other updated information, can also be obtained by reading page 164 of the prospectus, or by. You can compare and research over 100 retirement annuities without meeting with a sales agent, and get personalized and customized strategies based on your goals and needs. Fisher is spot on in sharing the importance of keeping costs low. Where it works best: The American National Palladium Century 1 fixed annuity will generally work best for those who are looking for: Safety/protection of principal. Annuity Gator provides in-depth education about annuities to consumers and financial professionals, making these complex financial vehicles much easier to understand. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. The Annuity Gator’s End Take on the American Equity Choice 10 Fixed Index Annuity Where it works best: The bottom line on the Choice 10 is that this annuity may work the best for people who are looking for the following features: Safety of principal; The opportunity for index-linked growth; Guaranteed lifetime income in retirement The Annuity Gator’s End Take on the Farm Bureau Select IV New Money 4 Multi-Year Guarantee Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. Where this annuity works the best: Considering all of this TIAA-CREF variable annuity’s pros and cons, it could be a good fit: For those. The Annuity Gator’s End Take on Canvas Annuity At Annuity Gator, we feel that annuities are good financial options – provided that they are purchased for the right reasons. 2 Living Benefit Rider is only available with Transamerica variable annuities – so if you own an annuity that is fixed or fixed indexed and/or if the annuity was purchased through a different insurance company, then this. You could also be subject to an annual maintenance fee of either $50 or 2% of the account value – whichever amount is less. In many ways, buffer annuities are structured like regular fixed indexed annuities, except in the case of a buffer annuity, your principal is not. 8 350 total 83% 5% 2% 2-star 2% 1. The Annuity Gator’s End Take on the Prudential HDLI v3. Annuity Gator is a website that helps you compare and choose annuities from different providers. We launched our educational blog to provide objective and helpful information to help you financially prepare for retirement. Hi Ken – Thank you for your comment. 5:38 PM, 19 February 2019 . Here, this annuity charges additional fund platform fees that can range from . Athene USA serves customers in all 50 of the United States. Consultations with the company are free. But the tradeoff here is these riders oftentimes require an added expense. [/desktoponly] Where it works best: This particular annuity will usually work the best for those who are looking for: Safety of principal. This means that regardless of future economic conditions. The Annuity Gator’s End Take on the TIAA-CREF Intelligent Variable Annuity. The Annuity Gator’s End Take on the Prudential Premier Retirement B HDI v3. The Annuity Gator’s End Take on the Nationwide New Heights 9 Fixed Indexed Annuity Where it works the best: The Nationwide New Heights 9 fixed indexed annuity may be a viable financial option for you if you are looking for the following features: Protection of your principal; Potential for higher growth; A lifetime stream of guaranteed incomeThe Annuity Gator’s End Take on the Knights of Columbus Flexible Premium Annuity Where it works best: This annuity will typically work the best for those who are looking for: Safety of principal; Guaranteed lifetime income; Where it works the worst: This particular annuity may not be an ideal fit for you if you:The Annuity Gator’s End Take on the Northwestern Mutual Flexible Payment Variable Annuity – Account C Where this annuity works the best: For those who are looking for the opportunity to attain market-related growth; For those who are seeking lifetime income; For those who are seeking a way to diversify their assetsThe Annuity Gator’s End Take on the Delaware Life Target Income 10 Fixed Index Annuity Where it works best: Although this annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: The option for market index-linked growth; Protection of your principal – in any market conditionsThe Annuity Gator’s End Take on the Income Outlook Plus 5 Rider Where it works best: In the case of the Income Outlook Plus 5, it could be beneficial for those who: Plan to hold their annuity in the accumulation period for a longer period. 5% will also come with an annual rider fee of 0. Identify the long-term impact of your annuity fees (on your annual returns, initial deposit, and income). Here, we strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. If you’re still considering the Farm Bureau Select IV New Money 4. I help clients all over the country find ways to generate more retirement income and see how to securely grow and protect their money during these turbulent times. The Annuity Gator’s End Take on the Atlantic Coast Life Retirement Plus Multiplier Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; A long-term commitment to the. The Annuity Gator’s End Take on the Pacific Life Pacific Index Foundation Fixed Index Annuity Where it works best: The Pacific Index Foundation fixed indexed annuity could be a viable choice for you if you are seeking the following: Protection of your principal; The potential for higher growth than with a regular fixed annuity or CDThe Annuity Gator’s End Take on the Midland National Dynamic Choice 5 Year Annuity Where it works best: This particular annuity will typically work the best for those who are looking for the following benefits: A short-term interest rate guarantee – in this case, five years; Safety of principal; Guaranteed lifetime income in the futureThe Annuity Gator’s End Take on the Sentinel Security Life Guaranteed Income Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: Guaranteed lifetime income; Safety of principal; Slow and steady growth over time; Where it works the worst: This annuity may not be an ideal fit if you:At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Protection from loss in a down market. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. According to the Allianz Life 360 Annuity brochure, a surrender charge may also be assessed to you if you begin your income stream prior to the sixth contract year in which you have the annuity. The Annuity Gator’s End Take on the Prudential HDLI v3. With the Market Index annuity from Puritan Life, you make just one single lump-sum premium payment. Annuity Gator has 5 stars! Check out what 358 people have written so far, and share your own experience. The Annuity Gator’s End Take on the Mass Mutual Stable Voyage 7-Year MYGA Annuity Where it works best: For those who are seeking safety of principal; For those who want a set rate of growth (at least during the guarantee period of 7 years, and possibly a renewed guarantee period) For those who are seeking a set, ongoing income stream in. The Annuity Gator’s End Take on the Thrivent Secure Retirement Builder FIA Annuity Given the many benefits associated with the Thrivent Secure Retirement Builder fixed indexed annuity, it could be a viable option if you are seeking the following features: Opportunity for growthAll of this adds up to the Annuity Gator commitment that you’ll get peace of mind knowing how much you need to comfortably retire and — which annuities can provide you the highest guaranteed benefits. If you don’t have access to a 401 (k), you can still build wealth like a millionaire if you utilize best financial practices. Ouch. 10% to . We have been at this for quite some time now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. Despite the current volatility in the. 35% respectively. As of year-end 2018, American Equity. Annuity Gator prides itself on allowing consumers to search for the best products, provide users with in-depth reviews on annuities products and ultimately helps you make. The Annuity Gator’s End Take on the Lincoln Life OptiBlend 5 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: Safety of principal The opportunity for index-linked growth Guaranteed lifetime income in. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. We’ve researched and reviewed hundreds of annuities over the years, and we continue to add new information to our annuity review database, which can be accessed at no cost anytime. Before purchasing any investment product be sure to do your own due diligence and consult a properly licensed professional should you have specific questions as they relate to. Indexed Annuity; Deferred Annuity; Fixed Annuity; Variable Annuity; Annuity Reviews. (The. Slow but steady growth over time. So let’s get started! When going online to get annuity education and information, what you’ll find is that most of the websites are run by annuity agents. Compare the annuity’s performance against. Fixed index annuities offer their holders a set amount of interest that is credited on an annual basis. We have been doing this for quite a few years now – far longer than our competitors. Featured. Downside protection. 70% for joint life (both you and your spouse. Annuity Gator. According to the Allianz Endurance Plus Annuity Product Profile [/desktoponly] Thereafter. 20% for a single Life or 2. The Annuity Gator’s End Take on the Transamerica Vanguard Variable Annuity Where this annuity works the best: For those who are looking for market-related growth; For those who are seeking lifetime income; For those who are seeking a way to diversify their assets; Where this annuity works the worst: For those who have a low-risk toleranceAnnuity Gator. Beware of these annuity websites. My name is Ryan Smith, and I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. I filled out all the paper work, contacted my financial advisor, contacted Athene by phone and waited. The MYGA Plus is a multi-year guaranteed, single-premium deferred fixed annuity with an IndexLinked Option offered by Ibexis Life & Annuity Insurance. (Then, following the initial guaranteed option period, renewal interest rates. For instance, if you own or plan to purchase an annuity, you may be able to add additional benefits or guarantees by way of “riders”. At Annuity Gator we work for you, the investor, so our advice comes to you unbiased. 0 Where it works the best: You may want to consider the Prudential HDLI v3. The Annuity Gator’s End Take on the Nationwide Life Nationwide Summit AnnuityThe Annuity Gator’s End Take on the Great American AssuranceSelect 7 Plus Annuity Where it works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those. This means that the interest rate you choose will be guaranteed until the end of the initial guaranteed option period. But, if you are leaning towards the Fidelity Investment Life Insurance Company Personal Retirement Variable Annuity, then it could be a viable option for you if you are. (The company also earned a #2 ranking by Wink for overall carrier, and a #10 ranking for MYGA annuities – in the independent. The broker openly acknowledges that annuities aren’t for everyone. Annuity Gator specializes in helping Americans financially prepare for retirement with the proper use of annuities and income planning strategies. As with most other annuities, the Indexed Annuity II from Protective will also charge a surrender fee if you withdraw more than 10% of the annuity’s contract value within the surrender period. The Annuity Gator’s End Take on the Mass Mutual Odyssey Select 7-Year MYGA Annuity Where this annuity works the best: If you want principal protection; If you are seeking an interest rate guarantee; If you plan to use the guaranteed income feature; Where this annuity works the worst: If you want the opportunity for a higher rate of returnOpening Thoughts on the Pacific Life Pacific Mariner 3 Year Annuity.